Take a large-sized pot and put the ground beef in it. Add garlic to the pot.

Keep the heat medium while cooking the meat. Once the meat is stir-fried, you must dispose of all the fats from the pan.

Bring the tomato sauce and pour it into the pan. Add some chili powder and also sprinkle some cumin over it.

Add some oregano and also sprinkle some salt and cayenne pepper.

Simmer the mixture at lowered heat for at least 60 minutes and then you can add a little water to prevent it from drying out or getting burnt.

Take a small-sized bowl and add masa harina to it. Pour some water and mix well.

Pour this mixture into the chili cooking pot. Mix well. Add the quantity according to the required consistency.

In the end, you must add the Pinto beans and the Kidney beans. Mix them well and let cook for 10-15 minutes.

Sprinkle the cheddar cheese, some onions, tortillas chips, and lime wedges at the top before serving.